Have a Question?
Want a
Quick Quote?
Call us at
1-866-762-9922
9am - 9pm EST
or email us.

Confidentiality
All information given remains strictly confidential.
MassMutual
The Guardian Life Insurance Company of America
Principal Financial Group
Illinois Mutual
BannerLife
Genworth
Needs Analysis Calculator
Disability Insurance

Companies that provide individual disability insurance coverage typically insure up to 60% of your monthly income.

When deciding how much coverage you'll need, you should make a list of your monthly expenses that you pay with your income. This amount is the amount of coverage that you'll need. For most people, the required amount is at least 60% of their monthly income.


Life Insurance

This is the simple formula used to determine how much life insurance you need.
Enter whole numbers only in each box. Do not enter commas. Use the tab key to enter data. Enter a zero if there is no cost for an expense.

Mortgage - What is your mortgage balance right now?  $
Loss of Income - Multiply your annual income by 5.  $
Credit Card Debt and Other Loans  $
College - Multiply the number of children you have by $100,000  $
Burial Expense - Typically $10,000  $
  Grand Total
 $



Home - About Us - Explanation of Disability Benefits - Disability Quote - Life Insurance Quote - Needs Analysis Calculator - Contact Us

Dean A. Schachter, CLU, ChFC CA License #0E02343

Copyright © 2003-2006 - New England Disability and Life - All rights reserved.